Rural and regional based businesses and communities around Australia often face the dilemma of how and where to raise funds for local development projects. The number of rural focused lenders whilst highly specialised is small and usually focused on mainstream farming (e.g. financing for farm equipment purchases). Rural projects are often inhibited from developing due […]
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There are two main types of online social lending type sites that are getting some good traction in the US - there are P2P person to person sites that allow one person to lend money to another person for the purpose of earning interest and microfinance sites that allow people to lend to other people […]
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Upon receiving your paycheck, what is the first thing that you do with your hard-earned dollars? Do you first put aside the funds needed to pay your bills, or do you immediately think of purchasing ‘the’ item that you are itching to buy? What does your monthly budget look like? Are credit card bills a […]
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Financial management may come easy for some people while proving to be a ‘burden’ for some. Sometimes, financial emergencies crop up which requires you to come up with a particular amount of money soon, but what will you do if you do not want to fall victim to loan sharks or the high interests charged […]
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Traditionally Australians have relied on their bank or credit union to obtain a personal loan, however now credit card financing is becoming very common (particularly at Christmas time consumer are now financing their spending habits through the use of plastic). As Australians have embraced debt now to finance their way of life (we generated $80 […]
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