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The Simplicity and Dangers of Plastic Credit |
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| Posted By Ivan Mantelli on March 16, 2008 5 Comments » Filed under: Personal Finance |
Christmas and Valentine’s have just gone by and Easter is coming up, there’s always things to buy for family and friends and the cost of living just keeps on shooting up. Now we are living once again in a time of rising inflation, high interest rates and high oil prices - all of this comes […]
How to Write a Good Application for a Personal Loan |
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| Posted By LendingHub on February 16, 2008 2 Comments » Filed under: Banks and Financial Institutions, Loans and Borrowing, Online Loans, Personal Finance |
Borrowers often ask us “how do I apply for a loan and what do I need to do to show I am a good borrower?”. To be seen as a good loan applicant and potential borrower virtually all lenders (whether its a bank, credit union or individual) want to understand three main features about you:
Can […]
Effect of Inflation and Credit Availability on Interest Rates |
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| Posted By Ivan Mantelli on January 21, 2008 2 Comments » Filed under: Banks and Financial Institutions, Economics, Home Loans, Interest Rates |
Interest rates in Australia have been increasing for some time now and in our view are likely to rise a little further yet. There are a number of factors that have driven the increase in the underlying cash rate to 6.75% (the Reserve Banks principle tool for affecting the future inflation rate) and also the recent […]
Is it possible to get an online home loan in Australia? |
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| Posted By LendingHub on November 27, 2007 7 Comments » Filed under: Banks and Financial Institutions, Home Loans, Online Loans, Social Lending |
We are working on creating true online personal loans that feature a simple amortizing profile (of fixed monthly repayments) that don’t require the borrower to provide collateral (security against the loan).
Home loans are more complex products that require the asset to be mortgaged where the lender or bank will have a covenant over the asset […]
7 Ways to Manage Your Personal Finances |
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| Posted By LendingHub on November 24, 2007 11 Comments » Filed under: Banks and Financial Institutions, Community Loans, Interest Rates, Loans and Borrowing, Personal Finance |
Upon receiving your paycheck, what is the first thing that you do with your hard-earned dollars? Do you first put aside the funds needed to pay your bills, or do you immediately think of purchasing ‘the’ item that you are itching to buy? What does your monthly budget look like? Are credit card bills a […]
The role of P2P Loans in Managing your Personal Finances |
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| Posted By LendingHub on November 20, 2007 3 Comments » Filed under: Banks and Financial Institutions, Community Loans, Debt Consolidation and Refinancing, Interest Rates, Personal Finance, Social Lending |
Financial management may come easy for some people while proving to be a ‘burden’ for some. Sometimes, financial emergencies crop up which requires you to come up with a particular amount of money soon, but what will you do if you do not want to fall victim to loan sharks or the high interests charged […]
Australians and Social P2P Lending and Borrowing |
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| Posted By LendingHub on November 15, 2007 2 Comments » Filed under: Community Loans, Interest Rates, Loans and Borrowing, Social Lending |
Traditionally Australians have relied on their bank or credit union to obtain a personal loan, however now credit card financing is becoming very common (particularly at Christmas time consumer are now financing their spending habits through the use of plastic). As Australians have embraced debt now to finance their way of life (we generated $80 […]
