Christmas and Valentine’s have just gone by and Easter is coming up, there’s always things to buy for family and friends and the cost of living just keeps on shooting up. Now we are living once again in a time of rising inflation, high interest rates and high oil prices - all of this comes […]

5 Comments »

Borrowers often ask us “how do I apply for a loan and what do I need to do to show I am a good borrower?”. To be seen as a good loan applicant and potential borrower virtually all lenders (whether its a bank, credit union or individual) want to understand three main features about you:

Can […]

2 Comments »

Upon receiving your paycheck, what is the first thing that you do with your hard-earned dollars? Do you first put aside the funds needed to pay your bills, or do you immediately think of purchasing ‘the’ item that you are itching to buy? What does your monthly budget look like? Are credit card bills a […]

11 Comments »

Financial management may come easy for some people while proving to be a ‘burden’ for some. Sometimes, financial emergencies crop up which requires you to come up with a particular amount of money soon, but what will you do if you do not want to fall victim to loan sharks or the high interests charged […]

3 Comments »