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Managing Risk in Person to Person Loans

Posted By Ivan Mantelli on January 31, 2008 1 Comment » Filed under: Online Loans, Social Lending

Person to person (or peer to peer) loans pose an interesting opportunity for small investors - P2P lending provides an new and alternative asset class not previously available however this is tempered by a different risk profile for this particular asset class that lenders (who invest in loans) need to be aware of and understand […]

Effect of Inflation and Credit Availability on Interest Rates

Posted By Ivan Mantelli on January 21, 2008 2 Comments » Filed under: Banks and Financial Institutions, Economics, Home Loans, Interest Rates

Interest rates in Australia have been increasing for some time now and in our view are likely to rise a little further yet. There are a number of factors that have driven the increase in the underlying cash rate to 6.75% (the Reserve Banks principle tool for affecting the future inflation rate) and also the recent […]

Using Person to Person Lending Platforms for Rural Development

Posted By Ivan Mantelli on January 19, 2008 2 Comments » Filed under: Business Finance, Community Loans, Investments, Social Lending

Rural and regional based businesses and communities around Australia often face the dilemma of how and where to raise funds for local development projects. The number of rural focused lenders whilst highly specialised is small and usually focused on mainstream farming (e.g. financing for farm equipment purchases). Rural projects are often inhibited from developing due […]

Lending Hub…About Us and Our Vision

Our Vision
Lending Hub is a privately owned business based in Sydney, Australia with a distinctly entrepreneurial and dynamic culture. Lending Hub’s vision is the create a dynamic online peer to peer platform for Australians to lend and borrow money in a safe and secure environment that complies with Australian corporate law and the Credit Code. […]