http://blog.lendinghub.com.au no banks...just better rates for all! Sun, 12 Oct 2008 01:42:01 +0000 http://backend.userland.com/rss092 en We have launched the new Lending Hub site design and theme in September 2008.You can browse around the site and join Lending Hub using a valid email address. We've also setup for borrowers the Online Loan Calculator that estimates the monthly repayments on a Lending Hub peer to peer loan. You ... http://blog.lendinghub.com.au/peer-to-peer-loans/30/new-lending-hub-site-design/ Very soon (in late July) we'll be starting to post some new help and 'how to' pages. Items we'll cover include:  How peer to peer lending works What you'll need to provide during a borrowing application What you'll need to provide if you want to start lending Information on Lending Hub's credit grades (we'll ... http://blog.lendinghub.com.au/news-updates/26/help-how-to-lend-borrow/ It's been awhile since we last updated you on our development progress and when we expect to launch. Firstly it may be good to put things in perspective and to give you a little overview of what we are trying to achieve... We are designing Lending Hub to be a truly ... http://blog.lendinghub.com.au/internet-technology-web-2/online-loans/25/development-update-expected-launch-september-2008/ The Comparison Rate When assessing the effective cost of a loan, you will need to consider a few possible charges and not just the interest rate. Other costs and charges can include bank fees and up-front or settlement charges. The comparison rate (also called Mandatory Comparison Rate or MCR or the Effective ... http://blog.lendinghub.com.au/banking-industry/29/comparison-rates-for-australian-p2p-loans/ The 'credit crunch' has now lasted for nearly year and is starting to have a fairly noticeable impact on consumers and borrowers. The inability of many non-bank lenders to obtain funding for their loans means that there are now few competitors to the traditional banks (Wizard has been reported to be ... http://blog.lendinghub.com.au/banking-industry/banks-financial-institutions/27/effect-of-credit-crunch-for-borrowers-consumers-australia/ If you're looking for more information on peer to peer lending, social lending, social loans, micro lending or person to person finance then check out some of the blogs and resources below: Peer to Peer Lending Blogs http://www.peer-lend.com/ http://www.p2pnobank.com/ http://www.rateladder.com http://www.wiseclerk.com/ http://www.onlinebankingreview.com.au/ US Based Peer to Peer Lenders http://blog.prosper.com http://blog.lendingclub.com/ http://blog.us.zopa.com/ Get informed and read up about social lending before you start ... http://blog.lendinghub.com.au/peer-to-peer-loans/28/peer-to-peer-social-lending-blogs/ Christmas and Valentine's have just gone by and Easter is coming up, there's always things to buy for family and friends and the cost of living just keeps on shooting up. Now we are living once again in a time of rising inflation, high interest rates and high oil prices ... http://blog.lendinghub.com.au/loans-borrowing/personal-finance/24/simplicity-and-dangers-of-plastic-credit/ Why is the person to person lending revolution called Social Lending? Simply because it is all about connecting borrowers and lenders in a community...in this case a virtual or online community. The question would then be..."What is common between borrowers and lenders and why would they ever form a community?" ... http://blog.lendinghub.com.au/peer-to-peer-loans/social-lending/23/connecting-borrowers-lenders-online/ Borrowers often ask us "how do I apply for a loan and what do I need to do to show I am a good borrower?". To be seen as a good loan applicant and potential borrower virtually all lenders (whether its a bank, credit union or individual) want to understand ... http://blog.lendinghub.com.au/banking-industry/banks-financial-institutions/22/good-personal-loan-applications/ Person to person (or peer to peer) loans pose an interesting opportunity for small investors - P2P lending provides an new and alternative asset class not previously available however this is tempered by a different risk profile for this particular asset class that lenders (who invest in loans) need to ... http://blog.lendinghub.com.au/peer-to-peer-loans/social-lending/21/managing-risk-person-to-person-loans/