http://blog.lendinghub.com.au no banks...just better rates for all! Wed, 12 May 2010 09:10:32 +0000 http://backend.userland.com/rss092 en The team here at Lending Hub is proud to announce our collaboration with the new online retailer Urbanities.com.au …"the Fun and Quirky Lifestyle and Living Store”. Urbanities is a new concept in online shopping experience for Australians and New Zealanders for homewares, kitchen wares, gadgets, kids stuff, wall art and ... http://blog.lendinghub.com.au/lending-hub-news/63/announcing-our-collaboration-with-urbanitiescomau-the-online-lifestyle-store/ In this post we look at a few quick stats that might illustrate how big the peer to peer or social lending market could be in Australia. In the US which can be used as a good example for where Australia might be headed over the next 2-3 years, there ... http://blog.lendinghub.com.au/peer-to-peer-social-lending/61/how-big-can-the-social-lending-market-be/ Lending Hub Online Loan Platform Goes Live! We have been developing, coding and creating a peer to peer or social lending platform for personal loans between family and friends and today we finally go live! Go to lendinghub.com.au to browse the site, or lendinghub.com.au/Info/AboutUs.php to learn a little bit more about Lending ... http://blog.lendinghub.com.au/lending-hub-news/54/lending-hub-social-loan-platform-goes-live/ Today the Commonwealth Bank of Australia (CBA) increased its home loan variable interest rate by 0.1% to 5.74% even though the official cash interest rates have been falling and we are in the middle of an economic downturn and global financial crisis (also popularly known as the GFC). It's interesting to ... http://blog.lendinghub.com.au/banking-industry/50/big-bank-hikes-interest-rates/ US Lenders on Prosper can now Trade Loans Prosper.com the US peer to peer lender has recently announced the launch of a new loan exchange where personal loans can be traded on a secondary market. Interesting concept as the loans are originated by Prosper approved financial institutions and then traded on ... http://blog.lendinghub.com.au/peer-to-peer-social-lending/44/prosper-us-peer-lender-launches-loan-exchange/ Circle Lending...Loans in the Family Australians like many other cultures have often turned to their closest resource when needing to borrow money without the involvement of a bank or institutional lender. A Circle lending community and market though is a fairly new concept in Australia in terms of a structured market for friend ... http://blog.lendinghub.com.au/loans-to-family-and-friends/40/circle-lending-loans-in-the-family/ There's been a great deal of pessimism about the GFC (Global Financial Crisis), the economy, job prospects, the share markets in Australia (and the World) lately. Consumers are finding that the banks have started to tighten access to consumer loans and restrict lending all but their prime clients. In a ... http://blog.lendinghub.com.au/banking-industry/31/global-financial-crisis-consumer-lending-in-australia/ We have launched the new Lending Hub site design and theme in September 2008.You can browse around the site and join Lending Hub using a valid email address. We've also setup for borrowers the Online Loan Calculator that estimates the monthly repayments on a Lending Hub peer to peer loan. You ... http://blog.lendinghub.com.au/lending-hub-news/30/new-lending-hub-site-design/ Very soon (in late July) we'll be starting to post some new help and 'how to' pages. Items we'll cover include:  How peer to peer lending works What you'll need to provide during a borrowing application What you'll need to provide if you want to start lending Information on Lending Hub's credit grades (we'll ... http://blog.lendinghub.com.au/lending-hub-news/26/help-how-to-lend-borrow/ It's been awhile since we last updated you on our development progress and when we expect to launch. Firstly it may be good to put things in perspective and to give you a little overview of what we are trying to achieve... We are designing Lending Hub to be a truly ... http://blog.lendinghub.com.au/online-loans-finance/25/development-update-expected-launch-september-2008/